Our History

First National Bank and Trust opened in London, Kentucky on April 1, 1903 as the Citizens Bank of London. The bank originally operated out of the old Masonic Lodge at the corner of Main and Sixth Streets. In 1905 it was granted charter number 7890 and was renamed The National Bank of London. In 1915, the bank relocated to the corner of Main and Fourth Streets, where it has remained to this day. In 1958, the bank changed its name to The First National Bank of London. Over the years, the institution grew both in size and services and in 1984 erected a new building on the corner of Main St. and Fourth St. in London, Ky. First National Bank & Trust remains the oldest locally owned and operated financial institution in the London-Laurel County area.

Currently, First National Bank & Trust has four locations in London and Corbin, Kentucky. Our first branch was the D.C. Edwards branch, located at 1308 South Main Street, which opened in 1976. The Laurel Plaza branch was opened on North Main Street in 1980. These were followed by the Marketplace branch on the Hwy. 192 bypass in 1994, and the South Laurel branch at Corbin in 1997. The Laurel Plaza branch was modernized in the summer of 2008. The bank's most recent project has been the completion of a four-story office complex on South Main Street in 2008. This 24,000 square foot facility houses both bank facilities and tenant space.

Since its earliest days, the bank has remained committed to total community service with loans to farmers, small businesses, and individuals. First National Bank & Trust has the distinction of being the highest capitalized bank in Laurel County. The bank is actively involved in the growth and development of the local community, and intends to build on this heritage for many years to come.

The mission of First National Bank and Trust is to:

  • Build on our heritage of being the oldest community bank in Laurel County, committed to exceptional customer service through local ownership and friendly, knowledgeable employees.
  • Invest our time, talents, and finances locally to meet the needs of our community.
  • Set the standard in the products and services we offer our customers.
  • Enhance shareholder value by accomplishing these goals and maintaining profitable and sound banking practices.